Legal Guidance From An Experienced Workers’ Comp Attorney In Des Moines
Workers’ compensation is designed to provide support and financial benefits to employees who have been injured on the job, but it is not always easy to obtain. The journey to securing workers’ compensation benefits is challenging without the guidance of a skilled attorney. The process begins with a thorough assessment of your case, followed by the submission of your claim. Failing to provide your best application for compensation can leave the money you deserve on the table. Instead of going through your claim on your own, get the guidance you deserve from an experienced lawyer.
I am attorney Mike Norris, and I will advocate on your behalf to navigate the challenges of your workers’ compensation claim. At my Des Moines office of Norris Injury Law Group, I guide clients through the workers’ compensation process, focusing on unscheduled injuries, to ensure they receive the benefits they deserve without the stress and confusion that often accompany these claims, no matter how complex their injuries may seem.
Steps To Take After A Workplace Injury
Ideally, you should familiarize yourself with your employer’s workers’ compensation policies before an accident happens, especially if your job involves high physical risk. If you are injured on the job, you must follow these steps to protect your claim:
- Report the injury immediately: Notify your employer as soon as possible. Do not wait for symptoms to worsen or pain to manifest. Even if the injury seems minor, reporting it creates an official record.
- Seek medical attention: Follow all medical requirements set by the state and your employer.
- Document everything: Take note of the exact situation, preserve physical evidence and identify any eyewitnesses to the accident.
- Mind the deadlines: Remember that workers’ comp cases are strictly time-sensitive. Missing a reporting or filing deadline can result in a total loss of benefits.
Following these steps properly helps ensure your claim is built on a solid foundation. If you believe your claim is being handled improperly or your employer is dragging their feet, you should contact a lawyer immediately to protect your interests.
Common Forms Of Workplace Injuries
Unscheduled injuries are those not explicitly listed on a state’s schedule of injuries, which typically includes predetermined compensation amounts for the loss of certain body parts or functions, which can make it harder to secure workers’ compensation for them. My goal as your legal representative is to secure full and fair compensation for these injuries, including:
- Back injuries
- Head, neck and spinal cord injuries
- Rotator cuff injuries
- Repetitive stress injuries
- Traumatic brain injuries
- Paralysis or loss of range of motion (partial, temporary or full)
- Psychological injuries
Every case is different, and I take the time to work closely with my clients to understand their unique needs and goals in their claims to ensure I am doing everything I can to help them.
What Happens After You Report Your Workplace Injury?
Once you notify your employer of your injury, they must complete and file a First Report of Injury (FROI) with the state within four days. This documents the details of your injury and formally starts the claims process. Your employer may also ask you to fill out an internal incident report, which helps them gather information to complete the FROI accurately.
Under Iowa law, your employer has the authority to choose which doctor treats your injury. You must see that authorized treating provider (ATP) for your initial treatment. Going to an outside provider without authorization could put your claim at risk, unless it was a life-threatening emergency that required going to the nearest provider or calling 911.
After your employer submits your FROI, a claims administrator will review it and issue a decision.
- If the administrator accepts your claim: Your employer will work with you on returning to work. This may include temporary duties that fall within your medical restrictions.
- If the administrator denies your claim: You will receive written notice and have the right to challenge that decision.
Regardless of how your claim is decided, having an attorney involved early puts you in a stronger position. I will guide you through every step of the process while making sure you meet all employer and state requirements. I will also be there to step in if any issues arise.
Who Is Eligible For Workers’ Compensation Benefits In Iowa?
Most workers injured on the job in Iowa qualify for workers’ compensation benefits. However, according to the Department of Inspections, Appeals, and Licensing, state law does not automatically cover the following:
- Workers classified as independent contractors
- Members of a limited liability company (LLC)
- Business owners and sole proprietors
- Business partners
If you are unsure where you stand, do not assume your options are limited. I can review your situation and identify whether any other parties share responsibility for your injury. A contractor, subcontractor or partnering company that contributed to the conditions that caused your accident may share liability for your losses.
Moreover, if you and your employer disagree about eligibility, the Iowa Workers’ Compensation Division (WCD) can step in and make a formal determination. As your attorney, I can represent you through that proceeding and advocate for your right to benefits every step of the way.
Get Help Through Your Workers’ Compensation Claim
Managing your health and your recovery process through a workers’ compensation claim can end with you getting suboptimal results in both. Instead of taking chances with your medical and financial futures, get the outcomes you deserve here. Call me at 515-297-7482 or email me here to schedule your initial consultation with an Iowa attorney you can depend on.